GUIDE
TO THE UNPROTECTED 
IN EVERY-DAY MATTERS RELATING TO
PROPERTY AND INCOME
BY
A BANKER'S DAUGHTER

FOURTH EDITION, REVISED

London
MACMILLAN AND CO.
1874

CHAPTER I - INTRODUCTORY

Investments; Good Mortgages and Debenture Bonds; Joint-Stock Banks; Shares, &c., page 14-17 — Asking advice, 17 — Imposition, 18 — Documents; Bills; Payments of Debts, 19 to 23 — Bank notes, 23 — Signing Documents; Signature, 24 to 26 — Residence and Address, 26 — Business Transactions with Friends 27 to 30 — Brokers and Bankers, 30 — Money on Deposit, 31 — Directorships, 32.

CHAPTER II - MONEY TRANSACTIONS WITH BANKERS — CHEQUES AND BILLS

Money Transactions with Bankers, 33 — Bank or Pass Book, 33 — Sums of Money in a Banker's hands, 35 — Cheques 36 to 49 —Transferring Money, 49 — To Open an Account with a Banker, 54 — Money at Interest, 56 — Deposit Account, 56 — Cheques 57 to 60 — Letters of Credit; Circular Notes, 61 to 65 — Bills, Bank Post Bills, Bills of Exchange and Promissory Notes; Acceptances, 65 to 67 - I.O.U 67

CHAPTER III - THE FUNDS AND LEADING SECURITIES

Government Stock or Public Funds, 69 — Investing in the Funds, 71 — Dividends, 72 — Power or Letter of Attorney, 74 — Selling out Stock, 76 — Stock Loan, 81 — How to ascertain Value of Stock, 81 — Exchequer Bills, 83 — Railways, 84 — Debenture Bonds, 86 — Useful letters, 87 to 91 - Debenture Stock, 91

CHAPTER IV - SHARES, LOANS AND MORTGAGES

Shares, 93 — Premium, 94 — Discount, 95 — Preference Shares, 95 — New Shares and Calls, 96 — Bonus, 98 — Loans on Debentures, 98 — Mortgage, 100 —Title-Deeds of an Estate, 102 — Useful Letters, 103

CHAPTER V - HOUSE PROPERTY

Buying, Hiring, Selling and Letting, 108 to 112 — Notice to Quit; Arrears of Rent; Receipt for Rent, 112 to 115 — Insurance against Fire, 115 — Appeals against Rates, 115 — Land Tax, Property Tax, and Ground Rent, 116 — Liabilities of Tenants, 116

CHAPTER VI - MISCELLANEOUS

Marriage Settlements, 118 — Trustees, 119 — Wills, 120 — When a Death occurs, 127 — Agents' Charges, 130 — Servants, 131 to 134 — Government Insurances and Annuities, 134 —Savings Banks, 134 — Useful Letters, 135 — Taxes : Property, Income and Assessed, 135 — Easter Dues or Offerings, 137 — On receiving by the Post a Deed, 137 — Years' Purchase, 138 — To calculate Interest, 138 — Useful Books on Special Subjects, 139

CHAPTER VII - KEEPING ACCOUNTS

Keeping Accounts, 141 to 149 — Sharing Expenses, 150 — Taking Stock, 152

CHAPTER VIII - TECHNICAL TERMS USED IN BUSINESS

Technical Terms used in Business, 153 to 169 — Interest, Simple and Compound, 159 — Letter Registering, 162 — Money Order, 163

INDEX - 171