GUIDE
TO THE UNPROTECTED 
IN EVERY-DAY MATTERS RELATING TO
PROPERTY AND INCOME
BY
A BANKER'S DAUGHTER

FOURTH EDITION, REVISED

London
MACMILLAN AND CO.
1874

CHAPTER I - INTRODUCTORY

Investments; Good Mortgages and Debenture Bonds; Joint-Stock Banks; Shares, &c., page 14-17 --- Asking advice, 17 --- Imposition, 18 --- Documents; Bills; Payments of Debts, 19 to 23 --- Bank notes, 23 --- Signing Documents; Signature, 24 to 26 --- Residence and Address, 26 --- Business Transactions with Friends 27 to 30 --- Brokers and Bankers, 30 --- Money on Deposit, 31 --- Directorships, 32.

CHAPTER II - MONEY TRANSACTIONS WITH BANKERS --- CHEQUES AND BILLS

Money Transactions with Bankers, 33 --- Bank or Pass Book, 33 --- Sums of Money in a Banker's hands, 35 --- Cheques 36 to 49 ---Transferring Money, 49 --- To Open an Account with a Banker, 54 --- Money at Interest, 56 --- Deposit Account, 56 --- Cheques 57 to 60 --- Letters of Credit; Circular Notes, 61 to 65 --- Bills, Bank Post Bills, Bills of Exchange and Promissory Notes; Acceptances, 65 to 67 - I.O.U 67

CHAPTER III - THE FUNDS AND LEADING SECURITIES

Government Stock or Public Funds, 69 --- Investing in the Funds, 71 --- Dividends, 72 --- Power or Letter of Attorney, 74 --- Selling out Stock, 76 --- Stock Loan, 81 --- How to ascertain Value of Stock, 81 --- Exchequer Bills, 83 --- Railways, 84 --- Debenture Bonds, 86 --- Useful letters, 87 to 91 - Debenture Stock, 91

CHAPTER IV - SHARES, LOANS AND MORTGAGES

Shares, 93 --- Premium, 94 --- Discount, 95 --- Preference Shares, 95 --- New Shares and Calls, 96 --- Bonus, 98 --- Loans on Debentures, 98 --- Mortgage, 100 ---Title-Deeds of an Estate, 102 --- Useful Letters, 103

CHAPTER V - HOUSE PROPERTY

Buying, Hiring, Selling and Letting, 108 to 112 --- Notice to Quit; Arrears of Rent; Receipt for Rent, 112 to 115 --- Insurance against Fire, 115 --- Appeals against Rates, 115 --- Land Tax, Property Tax, and Ground Rent, 116 --- Liabilities of Tenants, 116

CHAPTER VI - MISCELLANEOUS

Marriage Settlements, 118 --- Trustees, 119 --- Wills, 120 --- When a Death occurs, 127 --- Agents' Charges, 130 --- Servants, 131 to 134 --- Government Insurances and Annuities, 134 ---Savings Banks, 134 --- Useful Letters, 135 --- Taxes : Property, Income and Assessed, 135 --- Easter Dues or Offerings, 137 --- On receiving by the Post a Deed, 137 --- Years' Purchase, 138 --- To calculate Interest, 138 --- Useful Books on Special Subjects, 139

CHAPTER VII - KEEPING ACCOUNTS

Keeping Accounts, 141 to 149 --- Sharing Expenses, 150 --- Taking Stock, 152

CHAPTER VIII - TECHNICAL TERMS USED IN BUSINESS

Technical Terms used in Business, 153 to 169 --- Interest, Simple and Compound, 159 --- Letter Registering, 162 --- Money Order, 163

INDEX - 171